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Can you believe it’s already February? Time sure does fly! For the last 120 years, Groundhog Day has been celebrated on February 2nd throughout the United States and Canada. You might be thinking, “and what does this means exactly”? Legend says that on this date, if the groundhog sees his shadow (or not), he will be predicting either 6 more weeks of winter or an early spring!

Some Important Questions to ask a Contractor

Posted: 2/1/2012 6:40:00 AM
Let’s say you’re planning to have some partitions built and shelving installed in your business premises. You’ve discussed your plans with your insurer in case this work affects your small business insurance, Massachusetts trade contractors have been asked to quote for the work, and you are ready to move forward. What are the next steps?

Workers Compensation Insurance Then & Now

Posted: 1/30/2012 1:10:00 PM

The idea of workers compensation insurance was originally borrowed from Caribbean Pirates. Bet you didn’t know that! The pirates were attempting to find a solution for fellow workers that were injured in the line of duty, and couldn’t perform their duties any longer. The healthy, working pirates banned together to create a pool to support the injured pirates, and support them while they are out of work.

It seems everything else is going digital now-a-days. Even crime has gone digital, making it easier than ever for tech savvy hackers to steal your small business’ client information. Unfortunately, this seems to be the new way of the world now that we are in a digital age. Over the last few years when new statistics are reported about cyber crime, the numbers are always on the up globally.
State law requires you to convert your license within 30 days of taking up residence in Massachusetts but you can register your car in Massachusetts and purchase auto insurance before converting your driver’s license. 

Insurance fraud is a sensitive issue for many people since the actions of some raise insurance premiums for everyone. It doesn’t seem fair, but the ‘business’ of insurance fraud is expensive for everyone, including the insurance company which forces premium rates up. Don’t think that it’s just those huge insurance fraud scandals that you hear about on the news that increase insurance rates, fraud takes place every day by people you might not suspect.

Controlling Your MA Workers Compensation Costs

Posted: 1/23/2012 10:00:00 AM

As a business owner if you do not understand the workers compensation insurance laws within your state you are really doing yourself an injustice. No matter how small or large your company is you’ll likely need to carry some workers compensation insurance. From the start you’ll want to be thinking of different ways that you can minimize costs as well as the injuries of your employees. Workers compensation insurance is one of the few insurance policies that being dedicated and proactive can actually reduce your premium amount. 

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