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Corin Cook

By: Corin Cook on June 26th, 2023

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Top 4 Non-owner Auto Insurance Carriers in MA

Individuals & Families | non-owner auto insurance

We’re going to take a wild guess here: If you’re reading this article, chances are it’s because you think you may need a named non-owner auto insurance policy.

Well, maybe you’ve already noticed, or maybe you aren’t quite there yet, but it isn’t always easy to find an insurance carrier that offers non-owner insurance. A lot of carriers don’t even advertise that type of insurance on their website.

But don’t worry -- we can help. At Berry Insurance, we’ve been providing insurance policies to MA individuals, families, and even businesses for years. So we have an inside scoop on all the carriers who can offer the coverage.

But we’re not just going to list all the carriers that can offer non-owner insurance to you. We’re going to narrow the list down to only those we consider the best of the best -- reputable companies that offer great coverage at a competitive price.

So in no particular order, here are our four favorite named non-owner auto insurance carriers.

Norfolk & Dedham Group

The oldest carrier on the list, The Norfolk & Dedham Group has been serving the community since 1825 and today offers high-quality non-owner insurance to several of its clients.

And we think being a member of the community for 200 years says a lot about a company’s reputation.

“As a locally grown insurance company, we know the region, know the risks, and know the right coverage,” they say on their website.

Their online reviews also praise an easy and informative claims process.

Surround Insurance

A relatively new insurance company, Surround insurance is really modernizing the world of insurance.

They make insurance with the modern lifestyle in mind, specifically catering to city folks who rent, may not own a car, and may freelance for work. They even offer specialty insurance specifically for bikers and walkers -- something other insurance companies really aren’t focusing on yet.

In fact, their slogan is “Surround Insurance is built around you.”

They also have a super informative blog of their own, full of resources intended to help this demographic navigate their unique challenges and insurance needs.

Safety Insurance

Founded in 1979, Safety Insurance provides excellent service to individuals and families throughout Massachusetts.

According to their website, since they were founded they have had a “belief that we would succeed as a company if customers were given the best possible service.”

As one of the select carriers who offers non-owner insurance, they consistently offer comprehensive policies at competitive prices.

We also love that Safety Insurance gives back to the community through The Safety Insurance Charitable Foundation and an employee gift matching program.

Plymouth Rock Assurance

Plymouth Rock Assurance has been providing personal insurance to the community since 1982.

On their website, they say “delivering insurance with kindness and humanity is still our job. It means genuinely caring about our customers, treating you like more than just a policy number and partnering with local insurance experts right in your neighborhood to help you navigate the complex world of insurance.”

Part of this strategy is offering unique types of insurance to people who don’t fit the typical mold -- such as those who don’t have cars. And we think Plymouth Rock consistently offers a great non-owner auto insurance product.

Another great feature of the company? Through the Plymouth Rock Assurance Foundation, and an employee matching program, Plymouth Rock actively gives back to the community.

We also love Plymouth Rock’s Resources Page, which provides clients with helpful resources about their insurance and risk management.

Find the right policy through the right agency and carrier

If you need a named non-owner auto policy, fortunately you have options. 

Chances are, one or more of the carriers above could offer a great solution for you. 

Still not sure which carrier is the best for you?

The best way to find the right carrier for your non-owner insurance is to work with an independent agency like us at Berry Insurance. Independent agencies work with several carriers, so they can take the work off your hands by getting quotes from all their carriers and matching you with the best policy.

But wait, before you reach out to an agency, you should make sure you qualify for named non-owner auto insurance. Non-owner insurance isn’t exactly like regular auto insurance. You actually need to meet several requirements in order to get a non-owner policy. To learn more, read this article: What Do I Need to Get Named Non-Owner Auto Insurance in Massachusetts?

Need more information before deciding on an insurance agency or company? Then check out our article on What to Look For when Selecting an Insurance Agency or Company.