How Much Does Business Insurance Cost?

11 Jun

How Much Does Business Insurance Cost?

If you run a business, or are planning on opening a business, by now you know there are many costs associated with it. You may have to pay for the office space itself, the supplies and equipment you use, your employees, and so much more. On top of that, you have to pay for insurance […]

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6 Places to Adjust Your Business Insurance When the COVID-19 Crisis is Over

26 May

6 Places to Adjust Your Business Insurance When the COVID-19 Crisis is Over

Back in March when the COVID-19 pandemic was ramping up and businesses were temporarily closing or transitioning to remote operations, we wrote this article to help businesses know where to adjust their business insurance during a crisis. Now a few months later, things are starting to get (at least a little bit) back to normal. […]

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What is a Certificate of Insurance and Why Do I Need it?

28 Apr

What is a Certificate of Insurance and Why Do I Need it?

Sometimes simply having insurance for your business isn’t enough. Being insured is of course the most effective way to ensure you are protected from various risks, but in certain situations, specifically when partnering with other businesses or hiring subcontractors, you need additional assurance that you’re protected. When entering into a partnership with other businesses, you […]

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Business Insurance: Where to Cut Costs in a Crisis (and where NOT to)

30 Mar

Business Insurance: Where to Cut Costs in a Crisis (and where NOT to)

It’s been a crazy/scary/sad/confusing/you-name-it past several weeks for businesses across Massachusetts, the country, and the world. Some of you may have limited operations; some of you may be shut down; some of you may still be operational but are having a hard time making sales because nobody is buying anything right now. We’re going through […]

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17 Mar

COVID-19 FAQS: BUSINESS & PERSONAL INSURANCE COVERAGES

It has been a crazy several weeks for businesses and individuals alike and the COVID-19 (coronavirus) outbreak has raised questions we never thought we would ask or answer. Businesses are closing down, people are losing pay, events are being cancelled, and people are staying in their homes, wondering what the business and personal implications could […]

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16 Mar

What is Umbrella Insurance and How Do I Know if I Need it?

Most of the time, we’re all trying to be optimists — nobody wants accidents to happen, so we pretend they won’t. But in reality, accidents can happen to anyone, so it’s best to be practical and be prepared. Whether you cause an accident that results in serious damage, injury, or death; or if one of […]

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5 Mar

What is Nanny Insurance and Who Needs it?

If you’re a nanny, I’m sure you’ve realized you are your own human resources department. There’s no orientation, no specific policies and procedures to follow, and nobody looking out for you, making sure you sign up for the proper insurance policies and coverages — that’s all up to you. If you employ a nanny, similar […]

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12 Oct

How Directors & Officers Insurance Can Give You Peace Of Mind

So, your small business is doing well; you’re feeling happy, confident, and most importantly—properly insured. It seems nothing could go wrong! Or could it? Let us tell you a quick anecdote: the former owner of a daycare has just sold his business. Out of the blue, he is sued by his buyer, who is claiming […]

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24 Sep

How Professional Liability Insurance Can Protect You From Costly Lawsuits

Does your business advise clients in some way or provide any kind of professional services? You could be anything from an accountant, to a dentist, to a graphic designer; no matter what kind of services you provide, unsatisfied clients can be a real liability risk if they decide to sue. Whether they decide that your […]

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