5 Steps to Get Through Your Workers Comp Audit

2 Jul

5 Steps to Get Through Your Workers Comp Audit

Unless you’re new to business ownership, you are probably familiar with workers compensation insurance audits. But, if you’re like most people, you’re probably still confused by them. The annual audit can often be very complex, stressful and time consuming for many businesses. However, understanding how your policy premium is determined, what is needed for the […]

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What do I Need to Apply for Nanny Insurance?

18 Jun

What do I Need to Apply for Nanny Insurance?

It’s that time of year again! The kids are out of school for the summer and your daily schedule is about to look different. For many, this means it is time to hire a nanny. But did you know if you have a nanny, you need nanny insurance? The term nanny insurance can be confusing […]

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How Much Does Business Insurance Cost?

11 Jun

How Much Does Business Insurance Cost?

If you run a business, or are planning on opening a business, by now you know there are many costs associated with it. You may have to pay for the office space itself, the supplies and equipment you use, your employees, and so much more. On top of that, you have to pay for insurance […]

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6 Places to Adjust Your Business Insurance When the COVID-19 Crisis is Over

26 May

6 Places to Adjust Your Business Insurance When the COVID-19 Crisis is Over

Back in March when the COVID-19 pandemic was ramping up and businesses were temporarily closing or transitioning to remote operations, we wrote this article to help businesses know where to adjust their business insurance during a crisis. Now a few months later, things are starting to get (at least a little bit) back to normal. […]

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What is a Certificate of Insurance and Why Do I Need it?

28 Apr

What is a Certificate of Insurance and Why Do I Need it?

Sometimes simply having insurance for your business isn’t enough. Being insured is of course the most effective way to ensure you are protected from various risks, but in certain situations, specifically when partnering with other businesses or hiring subcontractors, you need additional assurance that you’re protected. When entering into a partnership with other businesses, you […]

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Business Insurance: Where to Cut Costs in a Crisis (and where NOT to)

30 Mar

Business Insurance: Where to Cut Costs in a Crisis (and where NOT to)

It’s been a crazy/scary/sad/confusing/you-name-it past several weeks for businesses across Massachusetts, the country, and the world. Some of you may have limited operations; some of you may be shut down; some of you may still be operational but are having a hard time making sales because nobody is buying anything right now. We’re going through […]

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24 Mar

Do I Need Workers’ Comp if I am a Remote Worker, Independent Contractor, or Sole Proprietor?

In this digital age, the standard 9 to 5 job at the office isn’t always the norm anymore. Remote workers, independent contractors, and other unconventional work roles are on the rise, which means atypical work-related accidents and insurance situations are also surging.  In fact, this is something we’ve all seen recently with the COVID-19 outbreak. […]

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17 Mar

COVID-19 FAQS: BUSINESS & PERSONAL INSURANCE COVERAGES

It has been a crazy several weeks for businesses and individuals alike and the COVID-19 (coronavirus) outbreak has raised questions we never thought we would ask or answer. Businesses are closing down, people are losing pay, events are being cancelled, and people are staying in their homes, wondering what the business and personal implications could […]

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10 Mar

The Coronavirus and Workers’ Comp: What if Employees Become Infected?

By now we’ve all heard of it: the coronavirus. For the past few months, the virus (which causes the disease COVID-19) has been rapidly spreading around the world, including within the United States. In fact, as of now, nearly 600 people in the United States have been confirmed infected since the first U.S. case was […]

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5 Mar

What is Nanny Insurance and Who Needs it?

If you’re a nanny, I’m sure you’ve realized you are your own human resources department. There’s no orientation, no specific policies and procedures to follow, and nobody looking out for you, making sure you sign up for the proper insurance policies and coverages — that’s all up to you. If you employ a nanny, similar […]

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