---
title: Motorcycle Insurance | Berry Insurance - Massachusetts
description: Berry Insurance offers Massachusetts motorcycle insurance to protect you and your motorcycles from accidents and property damage. Through consultation and customization, we’ll create the right company car insurance program for you.
image: https://www.berryinsurance.com/hubfs/Motorcycle%20HERO.png
---

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![hero maze pattern](https://www.berryinsurance.com/hs-fs/hubfs/hero%20maze%20pattern.png?width=1268&height=1346&name=hero%20maze%20pattern.png)

 insurance that keeps you moving

# Let the good times roll with MA motorcycle insurance

### Feel safe on the roads in whatever you drive, with the protection you need and the proactive customer service you expect

[Get a Quote](https://www.berryinsurance.com/insurance-quote-massachusetts?hsLang=en)

![Motorcycle HERO](https://www.berryinsurance.com/hs-fs/hubfs/Motorcycle%20HERO.png?width=1000&height=700&name=Motorcycle%20HERO.png)

![Motorcycle HERO](https://www.berryinsurance.com/hs-fs/hubfs/Motorcycle%20HERO.png?width=1000&height=700&name=Motorcycle%20HERO.png)

![pattern](https://www.berryinsurance.com/hs-fs/hubfs/pattern.png?width=675&height=694&name=pattern.png)

## How does Massachusetts motorcycle insurance work?

Whether you have a standard motorcycle, sport bike, cruiser, or other, you want your bike (and yourself) to be protected.

Motorcycles experience all the same risks (and sometimes more) as all the other vehicles they share the road with, so you want the same protection as all the other vehicles on the road.

Fortunately, MA motorcycle insurance works much like standard auto insurance, with a few differences catered to your specific vehicle.

[Get a Quote](https://www.berryinsurance.com/insurance-quote-massachusetts?hsLang=en)

![](https://play.vidyard.com/MXTvdhECmAtxXpAex2S9YN.jpg)

![white swoop top](https://www.berryinsurance.com/hubfs/white%20swoop%20top.svg)

![white swoop bottom](https://www.berryinsurance.com/hubfs/white%20swoop%20bottom-1.svg)

## Check out these motorcycle insurance statistics

We know you’re not excited about spending any more on your motorcycle. But when you consider the risk and the value, motorcycle insurance is an investment you can feel confident in.

$0

 Average cost per year of motorcycle insurance

$0M

 Number of registered motorcycles in the United States

$0M

 Number of vehicle accidents in the U.S. per year

![pattern](https://www.berryinsurance.com/hs-fs/hubfs/pattern.png?width=675&height=694&name=pattern.png)

## What is (and is not) covered by motorcycle insurance?

While you may think motorcycle insurance covers everything under the sun that’s related to your bike, that’s not necessarily the case. motorcycle insurance has limitations, exclusions, and optional coverages you’ll want to know about before hitting the road.

#### What is typically covered?

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Injuries to someone else for an accident you cause in MA

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Any damage done to someone else’s vehicle or property

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Coverage if you are involved in a hit-and-run

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Coverage if you are hit by an uninsured driver

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Medical bills for you and your passengers (optional)

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Damages to your motorcycle (optional)

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Injuries to someone else for an accident you cause outside of MA (optional)

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Coverage if you are hit by someone with minimal insurance (optional)

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Towing (optional)

#### What is not typically covered?

![grey--xbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/grey--xbox.png?width=23&height=22&name=grey--xbox.png)

 Damage from negligence or lack of vehicle maintenance

![grey--xbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/grey--xbox.png?width=23&height=22&name=grey--xbox.png)

 Lost wages for you or injured passenger (PIP)

![grey--xbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/grey--xbox.png?width=23&height=22&name=grey--xbox.png)

 Personal property in your motorcycle

![grey--xbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/grey--xbox.png?width=23&height=22&name=grey--xbox.png)

 Damages as a result of using your vehicle for business

![grey--xbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/grey--xbox.png?width=23&height=22&name=grey--xbox.png)

 Intentional bodily injury or property damage

![grey--xbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/grey--xbox.png?width=23&height=22&name=grey--xbox.png)

 Accidents that occur during races or competitions

![gijs-coolen--5rcxih1e44-unsplash](https://www.berryinsurance.com/hs-fs/hubfs/gijs-coolen--5rcxih1e44-unsplash.jpg?width=4000&height=6000&name=gijs-coolen--5rcxih1e44-unsplash.jpg)

![white swoop bottom](https://www.berryinsurance.com/hubfs/white%20swoop%20bottom-1.svg)

![white swoop top](https://www.berryinsurance.com/hubfs/white%20swoop%20top.svg)

## Got motorcycle insurance questions? We’ve got answers.

We know motorcycle insurance can be tricky (especially in Massachusetts). You probably have loads of questions, so let’s get you started on the basics.

### Do I need motorcycle insurance?

If you live in Massachusetts, you are required to have motorcycle insurance for motorized bikes including motorcycles, sports bikes, cruisers, and more at the state minimum limits.

However, we firmly believe that the state required minimum coverage is not enough to protect you. Without a substantial motorcycle insurance policy, you may have several gaps in coverage and could find yourself with a significant out-of-pocket bill if you were to have a claim. 

For more information, read [How Much Car Insurance Do I Need? (And Why the State Minimum Isn’t Enough).](https://www.berryinsurance.com/blog/state-minimum-car-insurance?hsLang=en) It pertains to car insurance, but is also relevant to motorcycle insurance.

### How much does motorcycle insurance cost?

We wish we could give you a straight-forward answer to this, but we can’t. It’s not that we have anything to hide, but car insurance is complex, and the cost can vary significantly based on several factors including the type/value of motorcycle, your riding/claims history, your age, locations, and the coverages you select. 

However, we usually see motorcycle insurance fall somewhere around $700. 

### What happens if I need to file a claim?

If you’ve gotten in a motorcycle accident or had damage to your motorcycle, don’t panic. We can help you through it.

Once you’ve made sure you and your vehicle are moved to safety, there are a number of details you’ll want to gather for if/when you decide to file a claim, including details of the accident, the people/vehicles involved, photos of damage/license plates/registrations/drivers licenses, police report, crash report, and auto insurance policy numbers of everyone involved. 

Once you’ve collected that information, report it to your insurance agent who can navigate the claims process for you by reporting it to your insurance company and getting an adjuster assigned to review your claim information and make a determination. 

For more information, read [What Happens After a Car Accident (MA Auto Insurance Claims Process and Timelines)](https://www.berryinsurance.com/blog/what-happens-after-car-accident?hsLang=en)

![pattern](https://www.berryinsurance.com/hs-fs/hubfs/pattern.png?width=675&height=694&name=pattern.png)

## Massachusetts motorcycle insurance to keep you cruising

We know you already spent a ton on your motorcycle and you don’t want to spend another dollar on insurance. But buying a policy ensures you can protect that motorcycle and not be stuck with a huge out-of-pocket expense.

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

### Coverage for your motorcycle

Whether you drive a cruiser, sports bike, or more, your policy should pay for repairs if you have an accident.

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

### Coverage for you

Riding a motorcycle can be risky. Fortunately, your policy will be there to cover you if you are injured in an accident.

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

### Coverage for damages and injuries

Unfortunately, accidents happen. You’ll want a policy that will cover you for any property damage or injuries that you may cause to others.

![pattern](https://www.berryinsurance.com/hs-fs/hubfs/pattern.png?width=675&height=694&name=pattern.png)

## Simplifying motorcycle insurance … one blog at a time

### Find the answers to all your insurance questions through the helpful resources in our free online Learning Center.

[![How-to-Buy-Car-Insurance-1](https://www.berryinsurance.com/hs-fs/hubfs/How-to-Buy-Car-Insurance-1.jpg?width=1400&height=800&name=How-to-Buy-Car-Insurance-1.jpg)

### How to Buy Car Insurance (Step-by-Step Process)

Need car insurance but don’t know where to begin? From picking an agent, to selecting the right coverages, we’ll walk you through it all.

Find Out How 

](https://www.berryinsurance.com/blog/how-buy-car-insurance?hsLang=en)

[![How-Much-Car-Insurance-Need-1](https://www.berryinsurance.com/hs-fs/hubfs/How-Much-Car-Insurance-Need-1.jpg?width=1400&height=800&name=How-Much-Car-Insurance-Need-1.jpg)

### How Much Car Insurance Do I Need? (And Why the State Minimum Isn’t Enough)

The state minimums might not be enough for you. How much car insurance you need is influenced by your personal situation, driving history, comfort level and more.

Learn More 

](https://www.berryinsurance.com/blog/state-minimum-car-insurance?hsLang=en)

[![Ways-Save-On-Auto-Insurance](https://www.berryinsurance.com/hs-fs/hubfs/Ways-Save-On-Auto-Insurance.jpg?width=1400&height=800&name=Ways-Save-On-Auto-Insurance.jpg)

### Ways to Save on Your Auto Insurance

Auto insurance coverages can add up and be expensive, but there are numerous opportunities for discounts and cost savings on your policy.

See How To Save 

](https://www.berryinsurance.com/blog/ways-to-save-on-your-auto-insurance?hsLang=en)

![white swoop top](https://www.berryinsurance.com/hubfs/white%20swoop%20top.svg)

 We love our clients

## Our clients are like family. See what they are saying...

![Rated 5 Stars on Google Reviews](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/google-reviews--image.png?width=501&height=64&name=google-reviews--image.png)

![Testimonial Quote Mark](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--quotes.png?width=77&height=50&name=green--quotes.png)

### "WICKED happy with Berry Insurance! They were so quick with my paperwork and getting me enrolled, literally got it done in A DAY. They followed up and answered all my questions quickly, and worked with me on payment schedule."

Michaela B.

[Learn More About Personal Policies](https://www.berryinsurance.com/personal-insurance?hsLang=en) 

** **

![hero maze pattern](https://www.berryinsurance.com/hs-fs/hubfs/hero%20maze%20pattern.png?width=1268&height=1346&name=hero%20maze%20pattern.png)

![hero maze pattern r](https://www.berryinsurance.com/hs-fs/hubfs/hero%20maze%20pattern%20r.png?width=1280&height=1346&name=hero%20maze%20pattern%20r.png)

 Get in touch

## Motorcycle insurance protection for the road ahead

Don’t get detoured by uncovered claims. Stay the course with the right motorcycle insurance policy. Simply fill out this form and a member of our personal insurance team will be in touch.

[Get a Quote](https://www.berryinsurance.com/insurance-quote-massachusetts?hsLang=en)

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