Let the good times roll with MA motorcycle insurance

If you live in Massachusetts, you are required to have motorcycle insurance for motorized bikes including motorcycles, sports bikes, cruisers, and more at the state minimum limits.

However, we firmly believe that the state required minimum coverage is not enough to protect you. Without a substantial motorcycle insurance policy, you may have several gaps in coverage and could find yourself with a significant out-of-pocket bill if you were to have a claim. 

For more information, read How Much Car Insurance Do I Need? (And Why the State Minimum Isn’t Enough). It pertains to car insurance, but is also relevant to motorcycle insurance.

We wish we could give you a straight-forward answer to this, but we can’t. It’s not that we have anything to hide, but car insurance is complex, and the cost can vary significantly based on several factors including the type/value of motorcycle, your riding/claims history, your age, locations, and the coverages you select. 

However, we usually see motorcycle insurance fall somewhere around $700. 

If you’ve gotten in a motorcycle accident or had damage to your motorcycle, don’t panic. We can help you through it.

Once you’ve made sure you and your vehicle are moved to safety, there are a number of details you’ll want to gather for if/when you decide to file a claim, including details of the accident, the people/vehicles involved, photos of damage/license plates/registrations/drivers licenses, police report, crash report, and auto insurance policy numbers of everyone involved. 

Once you’ve collected that information, report it to your insurance agent who can navigate the claims process for you by reporting it to your insurance company and getting an adjuster assigned to review your claim information and make a determination. 

For more information, read What Happens After a Car Accident (MA Auto Insurance Claims Process and Timelines)