insurance that keeps you moving
Let the good times roll with MA motorcycle insurance
Feel safe on the roads in whatever you drive, with the protection you need and the proactive customer service you expect
How does Massachusetts motorcycle insurance work?
Whether you have a standard motorcycle, sport bike, cruiser, or other, you want your bike (and yourself) to be protected.
Motorcycles experience all the same risks (and sometimes more) as all the other vehicles they share the road with, so you want the same protection as all the other vehicles on the road.
Fortunately, MA motorcycle insurance works much like standard auto insurance, with a few differences catered to your specific vehicle.
Check out these motorcycle insurance statistics
We know you’re not excited about spending any more on your motorcycle. But when you consider the risk and the value, motorcycle insurance is an investment you can feel confident in.
What is (and is not) covered by motorcycle insurance?
While you may think motorcycle insurance covers everything under the sun that’s related to your bike, that’s not necessarily the case. motorcycle insurance has limitations, exclusions, and optional coverages you’ll want to know about before hitting the road.
What is typically covered?
Injuries to someone else for an accident you cause in MA
Any damage done to someone else’s vehicle or property
Coverage if you are involved in a hit-and-run
Coverage if you are hit by an uninsured driver
Medical bills for you and your passengers (optional)
Damages to your motorcycle (optional)
Injuries to someone else for an accident you cause outside of MA (optional)
Coverage if you are hit by someone with minimal insurance (optional)
What is not typically covered?
Damage from negligence or lack of vehicle maintenance
Lost wages for you or injured passenger (PIP)
Personal property in your motorcycle
Damages as a result of using your vehicle for business
Intentional bodily injury or property damage
Accidents that occur during races or competitions
Got motorcycle insurance questions? We’ve got answers.
We know motorcycle insurance can be tricky (especially in Massachusetts). You probably have loads of questions, so let’s get you started on the basics.
Do I need motorcycle insurance?
How much does motorcycle insurance cost?
What happens if I need to file a claim?
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Motorcycle insurance protection for the road ahead
Don’t get detoured by uncovered claims. Stay the course with the right motorcycle insurance policy. Simply fill out this form and a member of our personal insurance team will be in touch.