What is personal umbrella insurance?
A personal umbrella policy provides liability coverage over and above what you already have with your home (or renters or condo) and auto insurance. If a large claim exhausts your underlying coverage, your umbrella insurance will cover the rest, up to the limit you choose.
In addition, an umbrella policy will cover the legal fees while defending or settling your lawsuit. And in some cases, it may even provide coverage you did not have with your underlying policies.
Get a Quote