---
title: Pet Insurance in Massachusetts | Berry Insurance
description: Berry Insurance offers pet insurance to protect your furry friends from unexpected medical expenses. Using a blend of consultation and personalization, we’ll customize the right Massachusetts pet insurance policy for you at the right price.
image: https://www.berryinsurance.com/hubfs/Berry%20Image%20Templates%20(1)-1.png
---

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 protection for your four-legged family

# Get accident and illness protection for your furry friends with pet insurance

### Whether you’re a dog-lover or cat-lover, get the best “pawlicy” to provide unconditional love for your fur child

[Get a Quote](https://www.berryinsurance.com/insurance-quote-massachusetts?hsLang=en)

![Berry-Insurance-Pet-Insurance](https://www.berryinsurance.com/hs-fs/hubfs/Berry%20Image%20Templates%20(1)-1.png?width=1000&height=700&name=Berry%20Image%20Templates%20(1)-1.png)

![Berry-Insurance-Pet-Insurance](https://www.berryinsurance.com/hs-fs/hubfs/Berry%20Image%20Templates%20(1)-1.png?width=1000&height=700&name=Berry%20Image%20Templates%20(1)-1.png)

![pattern](https://www.berryinsurance.com/hs-fs/hubfs/pattern.png?width=675&height=694&name=pattern.png)

## What is pet insurance?

Pet insurance is similar to health insurance, but for cats and dogs. It is designed to help cover veterinary care to keep your pet healthy and happy. Pet insurance offers coverage for various accidents and illnesses, with the added benefit of including some preventative care options as well.

When purchasing pet insurance, you can choose from a range of limits, deductibles, and reimbursement percentages. Plus, you can continue to use the vet you’re most comfortable with.

[Get a Quote](https://www.berryinsurance.com/insurance-quote-massachusetts?hsLang=en)

![Berry-Insurance-Pet-Insurance-Dachshund](https://www.berryinsurance.com/hs-fs/hubfs/Berry-Insurance-Pet-Insurance-Dachshund.jpg?width=4032&height=3024&name=Berry-Insurance-Pet-Insurance-Dachshund.jpg)

## What types of pet insurance are available?

There are four types of pet insurance policies that you can buy: accident-only, accident-illness, accident-illness with wellness, or wellness only.

An **accident-only policy **will cover you for emergency care related to any accidental injuries.

An **accident-illness policy** will cover you for any treatments and tests related to an accident or illness.

A **wellness only policy** will cover you for yearly vaccines, check-ups and routine care visits.

An **accident-illness with wellness policy** will cover you for all expected and unexpected treatments.

[Learn More](https://www.berryinsurance.com/blog/pet-insurance?hsLang=en)

![Pet-Insurance-Cat-1](https://www.berryinsurance.com/hs-fs/hubfs/Pet-Insurance-Cat-1.jpg?width=3024&height=4032&name=Pet-Insurance-Cat-1.jpg)

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## Check out these pet insurance statistics

Having a pet is a lot of fun, until something unexpected happens - like swallowing a small toy or getting an unexplained illness.

$0

 Average annual surgical expenses for dogs

$0

 Average cost of an unexpected visit to the vet

0%

 Of pet owners would have to borrow or finance to pay for an unexpected expense

![pattern](https://www.berryinsurance.com/hs-fs/hubfs/pattern.png?width=675&height=694&name=pattern.png)

## What does pet insurance cover (and not cover)?

Just like your health insurance, pet insurance won’t cover everything. There are some conditions (like pre-existing and others) that are excluded and there are policy limitations you’ll want to be aware of.

#### What is typically covered?

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Accidents and illnesses

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Wellness care

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Hereditary or congenital conditions (optional)

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Alternative therapies (optional)

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Behavioral issues (optional)

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Chronic conditions

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Prescription medications

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

 Preventative care (optional)

#### What is not typically covered?

![grey--xbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/grey--xbox.png?width=23&height=22&name=grey--xbox.png)

 Liability or medical claims for humans (i.e. dog bites, etc.)

![grey--xbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/grey--xbox.png?width=23&height=22&name=grey--xbox.png)

 Pre-existing health conditions

![grey--xbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/grey--xbox.png?width=23&height=22&name=grey--xbox.png)

 Neutering or spaying

![grey--xbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/grey--xbox.png?width=23&height=22&name=grey--xbox.png)

 Cosmetic procedures

![grey--xbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/grey--xbox.png?width=23&height=22&name=grey--xbox.png)

 Breeding costs

![Berry-Insurance-Family-Dog (1)](https://www.berryinsurance.com/hs-fs/hubfs/Berry-Insurance-Family-Dog%20(1).jpg?width=2760&height=2945&name=Berry-Insurance-Family-Dog%20(1).jpg)

![white swoop bottom](https://www.berryinsurance.com/hubfs/white%20swoop%20bottom-1.svg)

![white swoop top](https://www.berryinsurance.com/hubfs/white%20swoop%20top.svg)

## Got pet insurance questions? We’ve got answers.

Buying the right pet insurance policy can be confusing. You probably have loads of questions, so let’s get you started on the basics.

### Do I need pet insurance?

Do you need it? No.

You also don’t need medical insurance…..but you have it anyway, right?

If you’ve owned your pet for any amount of time, you know how easily they can get themselves into trouble, especially if they are still very young. And as they grow older, you can only imagine the types of accidents or illness that may happen. Sometimes these can cost thousands in medical and further care.

So if the potential of uncovered medical expenses could create a financial burden for you, then you definitely want to consider it.

### What if I have a pet that is not a cat or dog, can I get pet insurance?

Possibly. Most pet insurance policies cover cats and dogs as they are the most expensive to treat, but some insurance companies offer coverage for birds, reptiles and other pets. At Berry Insurance, we offer policies only for our 4-legged cat and dog friends.

### How much does pet insurance cost?

Pet insurance is relatively affordable, but the cost does depend on the breed, age, size, location, indoor/outdoor exposure, and coverages selected. Generally, the younger your pet is, the more affordable the policy will be. A good estimate would be about $50-$75 per month.

### How do I get reimbursed for my pet’s vet bills?

You will be responsible for payment of your pet’s treatment. Once paid, you can submit your veterinary bills and paperwork to your insurance company for reimbursement, based on your coverages, deductibles and reimbursement percentage chosen.

Your insurance company may request additional paperwork from your veterinarian directly, and there may be a waiting period, typically a few days, before you will be reimbursed.

![pattern](https://www.berryinsurance.com/hs-fs/hubfs/pattern.png?width=675&height=694&name=pattern.png)

## How pet insurance protects your best friend (and your pockets)

Pet insurance may seem like an extra expense you don’t need, but when faced with your first vet bill, you’ll be glad you have it in your back pocket.

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

### Peace of mind

Your pet is an extension of your family. The right policy can make sure they are taken care of when they are sick.

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

### Financial security

Let’s face it, pets are expensive. And unexpected trips to the vet can create a significant financial burden. Pet insurance can help cover those costs so you have more money to spend on food and toys!

![green--checkbox](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--checkbox.png?width=24&height=24&name=green--checkbox.png)

### Wellness protection

Even routine care can add up. Keep your pet healthy while keeping your costs down with a comprehensive policy.

![pattern](https://www.berryinsurance.com/hs-fs/hubfs/pattern.png?width=675&height=694&name=pattern.png)

## Simplifying pet insurance … one blog at a time

### Find the answers to all your insurance questions through the helpful resources in our free online Learning Center.

[![What-Pet-Insurance](https://www.berryinsurance.com/hs-fs/hubfs/What-Pet-Insurance.jpg?width=1400&height=800&name=What-Pet-Insurance.jpg)

### What is Pet Insurance?

We wouldn’t think about not getting health insurance for our children, so why should our fur babies go without? Find out if pet insurance is right for you.

Find Out 

](https://www.berryinsurance.com/blog/pet-insurance?hsLang=en)

[![What Does Massachusetts Pet Insurance Cost](https://www.berryinsurance.com/hs-fs/hubfs/What%20Does%20Massachusetts%20Pet%20Insurance%20Cost.png?width=900&height=300&name=What%20Does%20Massachusetts%20Pet%20Insurance%20Cost.png)

### What Does Massachusetts Pet Insurance Cost?

The cost of Massachusetts pet insurance varies based on several factors. We’ll go over what you can expect your pet’s premium to be in this article.

Learn More 

](https://www.berryinsurance.com/blog/ma-pet-insurance-cost?hsLang=en)

[![Pet Insurance Companies](https://www.berryinsurance.com/hs-fs/hubfs/%5BImpact%5D%20Imported_Blog_Media/Pets-and-Fireworks-1-300x300.jpg?width=300&height=300&name=Pets-and-Fireworks-1-300x300.jpg)

### 5 Best Pet Insurance Companies for MA Pet Owners

There are a number of reputable and competitive insurance carriers offering pet insurance for Massachusetts pet owners.

Learn About Them 

](https://www.berryinsurance.com/blog/best-pet-insurance-companies-ma?hsLang=en)

![white swoop top](https://www.berryinsurance.com/hubfs/white%20swoop%20top.svg)

 We love our clients

## Our clients are like family. See what they are saying...

![Rated 5 Stars on Google Reviews](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/google-reviews--image.png?width=501&height=64&name=google-reviews--image.png)

![Testimonial Quote Mark](https://www.berryinsurance.com/hs-fs/hubfs/assets/images/icons/green--quotes.png?width=77&height=50&name=green--quotes.png)

### “Pet insurance gives me the peace of mind in knowing that our dogs are covered for whatever they get into.”

Kate P.

[Learn More About Personal Policies](https://www.berryinsurance.com/personal-insurance?hsLang=en) 

** **

![hero maze pattern](https://www.berryinsurance.com/hs-fs/hubfs/hero%20maze%20pattern.png?width=1268&height=1346&name=hero%20maze%20pattern.png)

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 Get in touch

## Ready to protect your pet?

Get your pet protected before the unexpected happens. Simply fill out this form and a member of our personal insurance team will be in touch.

[Get a Quote](https://www.berryinsurance.com/insurance-quote-massachusetts?hsLang=en)

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