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insurance that keeps you moving

Steer away from an uncovered claim with customized car insurance

Feel safe on the roads in whatever you drive, with the protection you need and the proactive customer service you expect

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How does Massachusetts car insurance work?

Buying car insurance to protect your car and any damage it may cause is an easy decision. But buying car insurance in MA (with all our state’s unique laws) can be nothing short of torture if you don’t know all the ins and outs of coverage

In Massachusetts, there are minimum coverages that are required with every car insurance policy, and there are also optional coverages that you may likely need.

Unfortunately, the minimum requirements are simply not enough to protect you.

With an independent insurance agent, you’ll get the help you need in selecting the right car insurance coverages for the protection you deserve.

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Ways to save money on your car insurance

No one wants to pay more than you have to. Here are just a few of the ways we can help you save on car insurance. (We’ll be sure to tell you about the rest.)

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What is (and is not) covered by car insurance?

While you may think car insurance covers everything under the sun that’s related to your car, that’s not necessarily the case. Car insurance has limitations, exclusions, and optional coverages you’ll want to know about before hitting the road.

What is typically covered?

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Injuries to someone else for an accident you cause in MA

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Medical bills and lost wages for you and your passengers

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Any damage done to someone else’s vehicle or property

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Coverage if you are involved in a hit-and-run

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Coverage if you are hit by an uninsured driver

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Damages to your vehicle (optional)

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Injuries to someone else for an accident you cause outside of MA (optional)

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Glass or windshield replacement (optional)

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Coverage if you are hit by someone with minimal insurance (optional)

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Towing (optional)

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Rental cars (optional)

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Loan gap coverage if your vehicle is deemed a total loss (optional)

What is not typically covered?

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Damage from negligence or lack of vehicle maintenance

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Personal property in your car

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Damages as a result of using your vehicle for business

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Intentional bodily injury or property damage

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Got car insurance questions? We’ve got answers.

We know car insurance can be tricky (especially in Massachusetts). You probably have loads of questions, so let’s get you started on the basics.

Do I need car insurance?

What does car insurance cover?

How much does car insurance cost?

What happens if I need to file a claim?

Massachusetts car insurance without the squeaky wheels or flat tires

Nobody gets excited about buying car insurance, but if you need it, you want the policy to pay -- not your wallet.

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Coverage for your vehicle

Whether you drive an old sedan, truck, motorcycle, or luxury SUV, your policy should pay for repairs if you have an accident.

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Coverage for your family

Whether you have a newly licensed teen or your mother-in-law driving, your policy will defend in an accident anyone listed as a covered driver.

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Coverage for damages and injuries

Unfortunately, accidents happen. You’ll want a policy that will cover you for any property damage or injuries that you may cause to others.

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Car insurance protection for the road ahead

Don’t get detoured by uncovered claims. Stay the course with the right car insurance policy. Simply fill out this form and a member of our personal insurance team will be in touch.

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