When do I need to buy workers compensation insurance?
Workers compensation insurance in Massachusetts is a legal requirement for almost all businesses. As soon as you hire your first employee, you are required to have coverage whether. No matter if that employee works one or 40 hours a week.
Workers compensation insurance coverages and rates are regulated by the state. There may be a waiting period, so you could be putting your employees at risk if you don't secure the coverage before an incident occurs.
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