We have been doing business for over 10 years with Berry Insurance for our commercial needs. They are an excellent company, with staff that pays attention to detail while still being very personable and professional. I appreciate all that they do, as it makes my job a lot easier having them handle many policies so closely and providing the expertise in areas of insurance that I don't know as well. -Karin G
On any given day in Massachusetts you may have team members go all the way from Amherst to the Cape. As your business grows, so will your need for the right commercial auto insurance policy. Accidents in Massachusetts are a real risk, whether it’s the pothole your driver has to swerve to avoid or sun glare on the Mass Pike. Having the right coverage will put your vehicle back on the road efficiently, saving you costly downtime. Unfortunately, state minimum for auto insurance simply is not enough and more often than not would barely cover the cost if your vehicle is seriously damaged or totaled. Ever drive on 95 North during rush hour? There is no shortage of accidents. That’s why at Berry we work to find a Massachusetts commercial auto insurance program that protects you.
As your team is conducting business around the state also remember that commercial auto insurance covers damage done to property by the vehicle. Should your contractor back into someone’s home or garage, you are covered. You can also add on other endorsements to your commercial auto policy such as damages to your vehicle, rental, towing and medical payments. Depending on your line of work, your Berry Insurance advisor will make sure you know all of your options! One real risk is that some areas of the Massachusetts commercial auto policy and general liability policy can become difficult to interpret at the time of a claim. That’s why we always recommend, when possible, to have commercial auto & general liability coverage with the same company.
Injuries to others or your passengers from a car accident
Injuries caused by an uninsured vehicle
Damage you may cause to another person’s property with your vehicle
Underinsured and uninsured motorist coverage for when you are hit by a driver who does not have insurance or doesn’t have enough coverage to cover the damages
Depending on your policy, it can provide personal auto liability protection to employees using a company supplied vehicle
Your policy may also cover mobile equipment, like that snow plow you use in the winter