Real Renters Insurance Risk


Average Monthly Cost of Renters Insurance


Average Amount of Coverage

24 /mos

# of months you could pay rent with the average amount of coverage.

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Real Risk

Massachusetts Renters Insurance

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Wherever you rest your head at night is where you call home. From that spacious cape style house or a unit in a large apartment complex.  Your home has all of your personal belongings, items such as photo albums from your childhood to laptops and televisions. Renting is a great option for people who want to be independent but not deal with the expense or hassle of keeping up a property. As a Massachusetts renter, you have the flexibility to move to new areas and well let’s face it, you most likely don’t need a lawn mower! That alone is a huge benefit. Did you know in the event of an incident, your personal belongings are not covered by the property landlord’s policy? Your personal belongings are your responsibility.


Now you may be thinking, “I don’t need a Massachusetts renters insurance policy, I really don’t have anything.”  But that may be far from the truth. Even college kids have stuff! I mean, imagine all of your Jordan’s getting destroyed! Unless you purchase Massachusetts renters insurance, your personal effects have no coverage. Every year we hear about at least one apartment complex burning down.  While we hope that doesn’t happen to you, for a small investment you can make sure everything from your toaster to your iPad are protected.

5 Massachusetts Renters Insurance Facts

Renters insurance covers your personal items contained in your rental property.


Should a fire happen, unless you have renters coverage, you would need to buy everything on your own:  towels, bedding, clothes, dishes, TVs, couches, mattresses and more….


If a catastrophic event happens, making your rental  temporarily uninhabitable, coverage can be purchased to pay for your additional living expenses while repairs are made to your home (this means you won’t have to move back in with your parents!).


Personal liability coverage is available to protect you against a lawsuit as a result of bodily injury or property damage to others. Personal injury protection can also be included, which is extremely important to have in today’s social media driven environment.


If your car is broken into, your personal items are not covered.  If you rent and have a Massachusetts renters insurance policy, you can be covered.


We want you to enjoy your home! So leave the insurance to the team at Berry. This is how the Berry Insurance team makes sure you can focus on enjoying your home while we focus on your insurance:

  • We get to know you and your life so we can properly insure your valuables.
  • We help pick the right coverage for you.  You may not think you have many valuables but add up the following and you will see how quickly expenses mount in a claim:
    • Television
    • Surround Sound
    • Shoes
    • Clothes
    • Towels
    • Bedding
    • Plates
    • Mattress
    • Couches
    • Appliances
    • And everything else!
  • Many times combining your renters with your auto insurance means your renters insurance will cost a few less cups of coffee per month!
  • Since we work with the top carriers in the state, we have access to discounts such as multi-policy, alarms, e-customer, smoke detector and more.
  • You will get an annual call from your dedicated account manager so we can review any changes that may affect your insurance.
  • We promise to always respond quickly and not speak insurance-eze.
  • Download our app to help you make payments and report claims. We also have a 24 hour claims support line, should you need us!

Real People

With great things to say about Berry Insurance
A great organization – wonderful people to work with! - Janet S.

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