Getting hit with a surcharge after being involved in an auto accident or traffic violation can feel like the worst ending to an already terrible situation. Not only did you have to face potential damages to your vehicle, injuries, or legal ramifications - but now it can feel as if your insurance is punishing you.

Your auto insurance policy should protect you for any accident or claim you may encounter on the road. If you are reviewing your current auto policy or looking to build a new one, it can be a good idea to look at the most common claims drivers see to know what coverages you should add.

Your homeowners insurance policy is there to protect your property and assets in life's most devastating and unpredictable moments. While you can never be sure what damages will happen to your home, you should always strive to be prepared.

Feeling like it’s time for a switch?

Going through a divorce can be a difficult time for all parties involved. On top of all the adjustments you must now make in your personal life, there are plenty of practical matters that must be handled as well - including your insurance.

If you are in the market for new homeowners insurance, or are reviewing your current policy, then you know how daunting it can feel when deciding on the coverages you want for your policy.