Navigating the dynamic landscape of a business's operations can be a lot to juggle for any business owner. As your business evolves, so do your risks and needs - making it important to know when you should update your insurance policy for accurate coverage.

Making sure you have the right business insurance policy with an agent or broker who has your best interests in mind can be stressful. If you make the wrong choice and aren’t happy with your agent, it’s not always a quick and easy process to get a new one, and it will often require a broker of record or agent of record letter.

Is it time to apply for business insurance? Maybe you’re starting a new business, or have had changes in your business structure or operations. Maybe you just aren’t happy with your current insurance price or service. Whatever it is, you have determined it is the right time to shop for or update your business insurance.

Owning a business takes a lot of work, and getting the right insurance coverage for it doesn’t make it any easier.

A lot can happen in a year … especially when you own a business. I’m sure the past couple of years have been a great example of that for most of you. Here at Berry Insurance, we certainly experienced it. The amount of changes our business an industry have seen in recent years is astounding. From the 2020 pandemic to rising costs in 2023 - we've had to add expenses in some areas, reduce them in others, purchase new equipment, and even grow our team.

If you’ve recently been involved in your first car accident, then you know how stressful the entire event can be. Even if no one is seriously injured in the crash, you will still have to deal with serious financial consequences. Having to file a claim on your auto insurance policy due to any damages or losses can result in increases to your premium as well as surcharges being applied to your policy, which is frustrating for any driver.