The personal property coverage on your homeowners, renters, or condo insurance policy is there to protect all your belongings, but some high-value items may be subject to certain limitations. So what happens when your beautiful inherited china collection gets stolen, or your brand new engagement ring accidently falls down the drain? 

It’s officially time for those April showers! It’s not just a cliche: spring is wet — and if you are one of the unlucky ones who will experience flooding in the next several weeks, you may be dealing with a large expense if you aren’t properly insured.

Editor’s Note: This is one of a series of reviews about shopping with online insurance companies we will be putting out in the next several weeks. To ensure a dynamic perspective and full, balanced review, both Kaitlyn Pintarich, President of Berry Insurance with 17 years of insurance experience, and Corin Cook, Content Marketing Specialist of Berry Insurance who is brand new to the insurance industry, separately quoted themselves using Lemonade, making notes of their thoughts and impressions of the process and results.

Your apartment may feel like your safe space, but it doesn’t mean it’s exempt from all risks.

It’s not uncommon to think you don’t need renter’s insurance. Since you don’t own the property you rent, damages from what happens to it shouldn’t be up for you to pay for, right? Well …not exactly. While your landlord’s policy protects the building you live in, your personal belongings are not covered under that policy. You also aren’t protected in any way from getting sued by others.

With the new school year quickly approaching, many parents and families are finding themselves at a loss for how to handle the potential of online or remote learning this fall. I think we’d all agree that right now, we just feel utterly unprepared.