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Need some extra help around the house? Hiring domestic employees or contractors can be a great way to get professional help in and around your home. But before you hire your next nanny or landscaper, it’s important for any homeowner to know how they are insured and how you could be liable if they are injured on the job.

When working with subcontractors, vendors, or performing services with another business, you will often need to obtain a certificate of insurance. And when time is of the essence, it’s important to know how quickly you can expect to receive the certificate so operations can begin.

If you’re like us, then you’re probably looking at 2026 with some slight trepidation on what exactly the new year will have to offer. And believe us, we get it. Entering the new year can feel as daunting as it is exciting when we don’t know exactly what the year has in store for us.

As a landscaper, you have plenty of risks to consider while on site. From your team, equipment and machinery, and potential property damage - you need the right protection to ensure your business can thrive. But what types of insurance will you need to protect your landscaping business?

Originally published: April 20, 2021 | Updated: Sept 4, 2025 As a business owner, you have to cover all your employees through a workers’ compensation policy, but when it comes to covering yourself, you have the option.

Originally published: May 16, 2024 | Updated: June 27, 2025 Unless you’re a new business owner, you likely have come to dread submitting your annual audit for workers’ compensation or general liability policies.