What is Commercial Umbrella Insurance?

24 Sep

What is Commercial Umbrella Insurance?

Did you know, between 36-56% of small businesses are involved in some type of litigation every year? And of those, 25% of judgments cost those businesses an average $500,000 or more? For most small businesses, a $500,000 expense is a huge financial detriment, and could even mean the end of the business.  While we all […]

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What is Professional Liability Insurance?

17 Sep

What is Professional Liability Insurance?

If you’re a business owner, it can sometimes feel like you’re drowning in your insurance policies. I mean, why the heck are there so many types of insurance in the first place? How do you know which policies you actually need and which ones might not be worth your money? For example, if you have […]

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Are Home School Teachers/Tutors Covered Under my Insurance?

14 Sep

Are Home School Teachers/Tutors Covered Under my Insurance?

2020 sure has been the year of getting creative — especially when it comes to schooling. When the country shut down in March as a result of the COVID-19 pandemic, teachers, school officials and parents scrambled to come up with a plan for remote learning for the remainder of the school year. Now that school […]

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What is Renters Insurance?

9 Sep

What is Renters Insurance?

It’s not uncommon to think you don’t need renter’s insurance. Since you don’t own the property you rent, damages from what happens to it shouldn’t be up for you to pay for, right? Well …not exactly. While your landlord’s policy protects the building you live in, your personal belongings are not covered under that policy. […]

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What is Commercial Auto Insurance? Do I Need it?

28 Aug

What is Commercial Auto Insurance? Do I Need it?

Running a business involves a lot of moving parts. One of those parts (which is actually quite literally moving) is your commercial vehicle(s). Whether you only use commercial vehicles once in a while, or all day, every day, without these vehicles, your company operations would have some serious road blocks, or even cease to operate […]

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What is General Liability Insurance?

20 Aug

What is General Liability Insurance?

As a business owner, you have a lot on your mind. Between keeping things running smoothly, bringing in enough revenue, complying with laws and regulations, making sure your employees are happy and so much more, you probably don’t have time to think too much about your insurance.  We get it! But, if something went wrong […]

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Swimming Pools and Insurance: What You Need To Know

14 Aug

Swimming Pools and Insurance: What You Need To Know

Did you get a quarantine pool this summer? You aren’t the only one. During the stay-at-home orders following the COVID-19 outbreak, many families invested the money they would have used on vacation on new pools to create the ideal stay-cation environment.  We saw it firsthand. At Berry Insurance, many of our clients who installed new […]

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Insurance Changes When a Loved One Passes

30 Jul

Insurance Changes When a Loved One Passes

You don’t need us to tell you that losing a loved one is difficult. The realization that the presence of your close friend or family member will no longer be in your life is probably one of the hardest things you’ll ever have to go through. And on top of it all, the number of […]

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Why You Should Review Your Commercial Insurance Annually

21 Jul

Why You Should Review Your Commercial Insurance Annually

A lot can happen in a year … especially when you own a business. I’m sure 2020 has been a great example of that for most of you.  Here at Berry Insurance, we certainly experienced it. We added expenses in some areas, reduced them in others, purchased new equipment, and switched to remote operations for […]

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