The leaves are changing colors, the air is becoming crisp, and the sky is getting darker earlier. You know what that means … snow is on the way. While this thought may make many New Englanders cringe, if you make money by snow plowing, you may actually be looking forward to it. But are you actually ready?

If you’re currently planning your company’s next large gathering or event for either employees or customers, then you know how many moving parts there are to worry about. Everything from parades, fundraisers, launch parties, and more can be an exciting yet hectic time for any business - making it important for you to safeguard your investment.

Do you hire any vehicles to perform work for your company? Do your employees ever use their personal cars to conduct company business? If so, you may have gaps in your insurance coverage.

Each town is a unique combination of its own citizens, history, and culture that helps to shape its community. The mission of a town’s public entities should be to serve their community and keep its members safe - something they will not be able to accomplish unless they are covered by insurance they can trust.

The job of water and sewer districts are an essential part of most communities, especially since it would be difficult for most of us to imagine living without running water!

The mission of any public entity is the same - being committed to serving its community and keeping its members safe. Public entities cannot fulfill these duties unless they are covered by insurance they can trust.