A lot can happen in a year … especially when you own a business. I’m sure the past couple of years have been a great example of that for most of you. Here at Berry Insurance, we certainly experienced it. The amount of changes our business an industry have seen in recent years is astounding. From the 2020 pandemic to rising costs in 2023 - we've had to add expenses in some areas, reduce them in others, purchase new equipment, and even grow our team.

It’s not uncommon to think you don’t need renter’s insurance. Since you don’t own the property you rent, damages from what happens to it shouldn’t be up for you to pay for, right? Well …not exactly. While your landlord’s policy protects the building you live in, your personal belongings are not covered under that policy. You also aren’t protected in any way from getting sued by others.

The leaves are changing colors, the air is becoming crisp, and the sky is getting darker earlier. You know what that means … snow is on the way. While this thought may make many New Englanders cringe, if you make money by snow plowing, you may actually be looking forward to it. But are you actually ready?

Do you hire any vehicles to perform work for your company? Do your employees ever use their personal cars to conduct company business? If so, you may have gaps in your insurance coverage.

Running a business involves a lot of moving parts. One of those parts (which is actually quite literally moving) is your commercial vehicle(s).

Two years ago I was on my way to work and stopped at a red light. The truck in front of me went to far out and started to back up. I honked on my horn, but they didn’t stop. He backed up right into me. The truck had no damage but my front end had taken quite the beating. Thankfully nobody was injured and my car was driveable.