Do you hire any vehicles to perform work for your company? Do your employees ever use their personal cars to conduct company business? If so, you may have gaps in your insurance coverage.

Running a business involves a lot of moving parts. One of those parts (which is actually quite literally moving) is your commercial vehicle(s).

According to the Massachusetts Department of Transportation, the most common type of car accident drivers face are rear-end collisions, accounting for roughly 36% of all car accidents in the state. The leading cause of rear-end collisions? Distracted drivers.

For any business owner, having the right employees as a part of your team can be a crucial part in creating the culture and work environment of your business. The same can be said for your commercial auto insurance, as hiring the wrong driver could negatively affect your policy.

No matter how many times you check your blind spots or ensure you’re under the speed limit, there is always one factor no driver can entirely prepare for: other drivers. Even the safest of drivers can quickly find themselves in a whirlwind of confusion after being involved in a car accident, especially when you were not the driver that caused the accident.

If your business is looking to expand its operations by adding a commercial auto policy, then firstly - congratulations! This can be an exciting time to watch your business grow!