You don’t need us to tell you that losing a loved one is difficult. The realization that the presence of your close friend or family member will no longer be in your life is probably one of the hardest things you’ll ever have to go through.

You can’t always prevent water from coming into your home, especially during this time of year. In fact, as I am writing this, I am watching a wind and rain storm that has been raging for the past seven hours.

We’re officially one month into a new year (and new decade) and many of us (myself included) are thinking about getting our finances in order and planning for the future.

We understand that nobody wants to have to use life insurance, so it goes without saying that it isn’t exactly the most exciting product to shop for.

It’s not uncommon to think you don’t need renter’s insurance. Since you don’t own the property you rent, damages from what happens to it shouldn’t be up for you to pay for, right? Well …not exactly. While your landlord’s policy protects the building you live in, your personal belongings are not covered under that policy. You also aren’t protected in any way from getting sued by others.

Picture this: You have a week off from work. You’re getting out of Massachusetts and going on a road trip. You’re cruising down the highway. The wind is blowing through your hair, your favorite playlist is playing, the kids are miraculously behaving in the back seat.