So, you’re trying to determine the best way to insure your business … we understand that’s a big decision for you.

By now, it’s apparent that the fallout from the COVID-19 outbreak is far more significant than we imagined a few short weeks ago.

Effective March 24th at noon, Governor Baker of Massachusetts mandated that all non-essential businesses shut down until April 7th. As a business owner, it was the moment you’ve been fearing ever since you first heard the word “coronavirus.” It also means that today is “Day 1” of a new normal. And it’s probably a normal you aren’t excited about.

The recent COVID-19 outbreak is something we never expected and we are all trying to get used to a new way of life to avoid the spread and keep each other safe.

If you’re a nanny or au pair, I’m sure you’ve realized you are your own human resources department. There’s no orientation, no specific policies and procedures to follow, and nobody looking out for you, making sure you sign up for the proper insurance policies and coverages — that’s all up to you.

If you’re overseeing a construction, renovation, or installation project in your home, we understand how important your project is to you -- I mean, it is the place you eat, sleep, relax and spend time with your families, after all.